After an at-fault car accident, you’re probably wondering about how your insurance rates will be affected. It is quite common to see premiums increase after an accident, but luckily, there are a few ways to get lower car insurance.
Remember, car accidents are not only emotionally and physically taxing; they can also put a dent in your wallet. In this simple guide, we examine some of the ways to save you by lowering car insurance expense after an at-fault accident.
Notify Your Car Insurance Provider
It is sometimes tempting to skimp on telling your car insurance agency regarding an accident, especially if it’s minor. But letting your insurance rep know as soon as possible is a wise decision. The owner of the car you hit can use you for the damage you caused, even weeks after its occurrence.
In the event that the driver sues you and you haven’t reported the accident to your insurer, the insurance provider can decline to pay your legal bills and potential payments to the other driver. While an insurance agency may increase your rates if you report and accident, it is way safer to report it than not.
Find An Insurer with a Lower Premium
Insurance providers vary in their average car insurance rates for drivers with at-fault accidents. No wonder you should always take it upon yourself to find a car insurance provider with a lower premium. With car insurance quotes comparison, we recommend getting quotes from multiple providers.
This ensures you compare insurance coverages and choose the company that offers the lowest rates possible. Aside from the insurer you choose, factors such as your age, vehicle make and model, and driving history can affect your premium. So, what’s ideal for your neighbor might not be best for you.
To have an easy ride with your car insurance quotes comparison expedition, be sure to take advantage of what Insurance Quotes offers drivers. Here, you can compare multiple quotes all in one place, saving yourself time and money with no need to fil out forms on multiple brand’s website to request rates.
